Full Template Text
Copy the usable agreement below, replace every [BRACKET] placeholder, then customize for your situation.
This is a starting template, not legal advice. Have a qualified attorney review it for your jurisdiction and use case before signing.
A hold harmless agreement template helps two parties decide in advance who pays when something goes wrong. Property owners use it with contractors, venues use it with event organizers, and businesses use it with vendors who bring staff or equipment onto their premises. This free indemnity agreement offers a unilateral or mutual option, a defined scope of covered claims, exclusions, insurance requirements, a duty to defend and a notice of claims procedure.
Disclaimer: This template is informational reference material and is not legal advice. Indemnity and hold harmless clauses are restricted in some jurisdictions, especially for construction work and for a party’s own negligence, and they generally cannot cover gross negligence or intentional misconduct. Adapt it to your jurisdiction and consult a lawyer and your insurer before use.
What Is a Hold Harmless Agreement?
A hold harmless agreement is a contract in which one party, the indemnitor, promises to protect another party, the indemnitee, against claims and losses arising from a specific activity. In practice it bundles three promises: to hold the other party harmless, to indemnify (reimburse) its losses and to defend it against lawsuits.
Unlike a liability waiver, which a participant signs to give up their own claims, a hold harmless agreement mainly deals with third-party claims: an injured guest, a damaged neighboring property or a fine from an authority. It works best alongside insurance, which is why this template requires the indemnitor to carry coverage and, where available, name the indemnitee as an additional insured.
Key Clauses in This Hold Harmless Agreement Template
- Unilateral or Mutual Indemnity — Choose whether one party or both give protection.
- Hold Harmless and Indemnification — The core promise, tied to the indemnitor’s own fault.
- Scope of Covered Claims — Bodily injury, property damage, violations of law and any extras.
- Exclusions — Indemnitee negligence, pre-existing defects and other carve-outs.
- Duty to Defend — Who hires counsel and who must approve settlements.
- Notice of Claims — Deadlines and cooperation once a claim appears.
- Insurance Requirements — Coverage types, limits and additional insured status.
- Limitation and Survival — Caps and how long the obligations last.
- Governing Law — The jurisdiction that interprets the agreement.
How to Customize This Template
- Describe the activity precisely — Name the work, event or use of premises and the dates covered.
- Pick the right indemnity type — Use mutual indemnity when both parties have people or equipment on site.
- Check anti-indemnity rules — Construction indemnities are limited in many states and countries.
- Align with insurance — Ask your insurer which limits and endorsements are realistic before you sign.
- Reference the main contract — Link the agreement to the underlying service, rental or construction contract.
For construction projects, use it alongside our subcontractor agreement template. For individual participants in classes, events or rentals, pair it with the liability waiver template.
How to E-Sign with WPsigner
- Upload — Add your customized hold harmless agreement to the WPsigner dashboard.
- Add fields — Place signature, date and initial fields for the indemnitor and the indemnitee, including the indemnity option in Section 2.
- Send — Email secure signing links to both parties.
- Track — Monitor opens and signatures from WordPress.
- Store — Keep the signed PDF and audit trail on your own server, ready to share with your insurer if a claim arises.
Electronic signatures are generally valid and enforceable under ESIGN and UETA in the US and eIDAS in the EU when consent, intent and an audit trail exist. Documents that require notarization, witnesses or an official form may need extra formalities.