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Free Hold Harmless Agreement Template

Free hold harmless agreement template with unilateral or mutual indemnity, defense, insurance and notice of claims. Copy the full text and e-sign with WPsigner.

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Full Template Text

Copy the usable agreement below, replace every [BRACKET] placeholder, then customize for your situation.

Hold Harmless Agreement
HOLD HARMLESS AND INDEMNITY AGREEMENT This Hold Harmless and Indemnity Agreement (the “Agreement”) is entered into as of [Effective Date] (the “Effective Date”), BETWEEN: [Indemnitor Name], with a principal place of business at [Indemnitor Address] (the “Indemnitor”); AND [Indemnitee Name], with a principal place of business at [Indemnitee Address] (the “Indemnitee”). The Indemnitor and the Indemnitee may be referred to individually as a “Party” and collectively as the “Parties.” 1. BACKGROUND AND PURPOSE The Indemnitor will carry out the following activity, work or event: [Activity or Work Description] (the “Activity”) at [Property or Venue Address] (the “Premises”) during [Term or Activity Dates]. The Activity is related to the following agreement, if any: [Underlying Agreement Reference] (the “Underlying Agreement”). This Agreement allocates responsibility between the Parties for claims arising from the Activity. 2. TYPE OF INDEMNITY (MARK ONE) ☐ Option A – Unilateral. Only the Indemnitor gives the indemnity in Section 3 in favor of the Indemnitee. ☐ Option B – Mutual. Each Party gives the indemnity in Section 3 to the other Party with respect to Claims caused by its own acts or omissions, and each Party is treated as the Indemnitor for that purpose. If no option is marked, Option A applies. 3. HOLD HARMLESS AND INDEMNIFICATION To the fullest extent permitted by law, the Indemnitor will indemnify, defend and hold harmless the Indemnitee and its owners, officers, employees and agents (the “Indemnified Parties”) from and against all Claims arising out of or related to the Activity, to the extent caused by the negligent acts or omissions, breach of this Agreement or willful misconduct of the Indemnitor or its employees, subcontractors, guests or invitees. 4. SCOPE OF COVERED CLAIMS “Claims” means third-party claims, demands, lawsuits, losses, damages, fines, penalties, judgments, settlements and reasonable attorney fees and costs, relating to: (a) bodily injury, illness or death; (b) damage to or loss of property, including the Premises; (c) violation of applicable laws or permits by the Indemnitor; and (d) [Additional Covered Claims]. 5. EXCLUSIONS The Indemnitor has no obligation under this Agreement for Claims to the extent caused by: (a) the negligence, gross negligence or willful misconduct of any Indemnified Party; (b) pre-existing defects of the Premises not caused by the Indemnitor; (c) [Additional Exclusions]. Where both Parties contribute to a Claim, responsibility is shared in proportion to fault. Some jurisdictions, particularly for construction contracts, restrict or prohibit indemnifying a party for its own negligence; this Agreement is limited to the extent required by those laws. 6. DUTY TO DEFEND The Indemnitor will defend any Claim covered by this Agreement at its own expense, using counsel reasonably acceptable to the Indemnitee. The Indemnitee may participate with its own counsel at its own cost. The Indemnitor will not settle any Claim in a way that admits fault on behalf of, or imposes obligations on, an Indemnified Party without that party’s prior written consent, which will not be unreasonably withheld. 7. NOTICE OF CLAIMS AND COOPERATION The Indemnitee will notify the Indemnitor in writing of any Claim within [Notice Period for Claims] days after becoming aware of it. A delay in notice relieves the Indemnitor only to the extent it is materially prejudiced by the delay. The Parties will cooperate reasonably in the investigation and defense of Claims and preserve relevant records. 8. INSURANCE Before the Activity starts and throughout its duration, the Indemnitor will maintain the following insurance with reputable insurers: [Required Insurance Coverage and Limits]. Where available, the Indemnitee will be named as an additional insured on the Indemnitor’s general liability policy. The Indemnitor will provide certificates of insurance on request. Insurance does not limit the Indemnitor’s obligations under this Agreement. 9. LIMITATION OF LIABILITY Except for Claims involving bodily injury, death or willful misconduct, the Indemnitor’s total liability under this Agreement is limited to [Indemnity Cap or Limit], or, if no limit is stated, to the amount permitted by law. Neither Party is liable to the other for indirect or consequential damages, except to the extent they form part of a third-party Claim covered by this Agreement. 10. TERM AND SURVIVAL This Agreement starts on the Effective Date and applies to Claims arising from events that occur during [Term or Activity Dates]. The obligations in Sections 3 to 7 survive the end of the Activity for [Survival Period], or for the applicable limitation period if longer and permitted by law. 11. RELATIONSHIP TO OTHER AGREEMENTS If this Agreement conflicts with the Underlying Agreement regarding indemnity or insurance, this Agreement prevails unless the Underlying Agreement expressly states otherwise. This Agreement does not create a partnership, joint venture or employment relationship between the Parties. 12. GOVERNING LAW AND DISPUTE RESOLUTION This Agreement is governed by the laws of [Governing Law / Jurisdiction], without regard to conflict-of-law principles. The courts located in [Governing Law / Jurisdiction] will have exclusive jurisdiction over disputes arising out of or relating to this Agreement, unless the Parties agree in writing to mediation before litigation. 13. GENERAL PROVISIONS (a) Entire Agreement. This Agreement constitutes the entire agreement between the Parties concerning its subject matter and supersedes prior or contemporaneous agreements on that subject. (b) Amendments. Modifications must be in writing and signed by both Parties. (c) Severability. If any provision is held unenforceable, it will be limited to the minimum extent necessary and the remaining provisions will remain in effect. (d) Assignment. Neither Party may assign this Agreement without the other Party’s prior written consent. (e) Counterparts and Electronic Signatures. This Agreement may be executed in counterparts, including electronic signatures, each of which will be deemed an original. IN WITNESS WHEREOF, the Parties have executed this Agreement as of the Effective Date. INDEMNITOR Name: [Indemnitor Name] Signature: _______________________________ Name of Signatory: _______________________ Title: ___________________________________ Date: ____________________________________ INDEMNITEE Name: [Indemnitee Name] Signature: _______________________________ Name of Signatory: _______________________ Title: ___________________________________ Date: ____________________________________

This is a starting template, not legal advice. Have a qualified attorney review it for your jurisdiction and use case before signing.

A hold harmless agreement template helps two parties decide in advance who pays when something goes wrong. Property owners use it with contractors, venues use it with event organizers, and businesses use it with vendors who bring staff or equipment onto their premises. This free indemnity agreement offers a unilateral or mutual option, a defined scope of covered claims, exclusions, insurance requirements, a duty to defend and a notice of claims procedure.

Disclaimer: This template is informational reference material and is not legal advice. Indemnity and hold harmless clauses are restricted in some jurisdictions, especially for construction work and for a party’s own negligence, and they generally cannot cover gross negligence or intentional misconduct. Adapt it to your jurisdiction and consult a lawyer and your insurer before use.

What Is a Hold Harmless Agreement?

A hold harmless agreement is a contract in which one party, the indemnitor, promises to protect another party, the indemnitee, against claims and losses arising from a specific activity. In practice it bundles three promises: to hold the other party harmless, to indemnify (reimburse) its losses and to defend it against lawsuits.

Unlike a liability waiver, which a participant signs to give up their own claims, a hold harmless agreement mainly deals with third-party claims: an injured guest, a damaged neighboring property or a fine from an authority. It works best alongside insurance, which is why this template requires the indemnitor to carry coverage and, where available, name the indemnitee as an additional insured.

Key Clauses in This Hold Harmless Agreement Template

  1. Unilateral or Mutual Indemnity — Choose whether one party or both give protection.
  2. Hold Harmless and Indemnification — The core promise, tied to the indemnitor’s own fault.
  3. Scope of Covered Claims — Bodily injury, property damage, violations of law and any extras.
  4. Exclusions — Indemnitee negligence, pre-existing defects and other carve-outs.
  5. Duty to Defend — Who hires counsel and who must approve settlements.
  6. Notice of Claims — Deadlines and cooperation once a claim appears.
  7. Insurance Requirements — Coverage types, limits and additional insured status.
  8. Limitation and Survival — Caps and how long the obligations last.
  9. Governing Law — The jurisdiction that interprets the agreement.

How to Customize This Template

  1. Describe the activity precisely — Name the work, event or use of premises and the dates covered.
  2. Pick the right indemnity type — Use mutual indemnity when both parties have people or equipment on site.
  3. Check anti-indemnity rules — Construction indemnities are limited in many states and countries.
  4. Align with insurance — Ask your insurer which limits and endorsements are realistic before you sign.
  5. Reference the main contract — Link the agreement to the underlying service, rental or construction contract.

For construction projects, use it alongside our subcontractor agreement template. For individual participants in classes, events or rentals, pair it with the liability waiver template.

How to E-Sign with WPsigner

  1. Upload — Add your customized hold harmless agreement to the WPsigner dashboard.
  2. Add fields — Place signature, date and initial fields for the indemnitor and the indemnitee, including the indemnity option in Section 2.
  3. Send — Email secure signing links to both parties.
  4. Track — Monitor opens and signatures from WordPress.
  5. Store — Keep the signed PDF and audit trail on your own server, ready to share with your insurer if a claim arises.

Electronic signatures are generally valid and enforceable under ESIGN and UETA in the US and eIDAS in the EU when consent, intent and an audit trail exist. Documents that require notarization, witnesses or an official form may need extra formalities.

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Frequently Asked Questions

What is a hold harmless agreement?

A hold harmless agreement is a contract in which one party (the indemnitor) agrees to protect another party (the indemnitee) from claims, losses and legal costs arising from a specific activity, such as a contractor working on a property or an organizer using a venue. It usually combines a hold harmless promise, an indemnity and a duty to defend.

What is the difference between a hold harmless agreement and a liability waiver?

A liability waiver is signed by a participant who gives up their own claims against a provider. A hold harmless agreement allocates responsibility for third-party claims between two parties, often businesses, and is usually backed by insurance. Many organizers use both: a waiver for participants and a hold harmless agreement with the venue.

Should I choose unilateral or mutual indemnity?

A unilateral indemnity fits when only one party creates the risk, for example a contractor working on an owner’s property. A mutual indemnity fits when both parties have staff, equipment or guests on site, so each covers the claims caused by its own conduct. Mark the option in Section 2.

Is a hold harmless agreement enforceable?

Generally yes, when the language is clear and the indemnity is reasonable. However, many US states have anti-indemnity laws that restrict indemnifying a party for its own negligence, especially in construction, and courts rarely enforce indemnities for gross negligence or intentional misconduct. Rules also differ outside the US. Have a lawyer and your insurer review the agreement.

How do I e-sign a hold harmless agreement with WPsigner?

Upload your customized hold harmless agreement to WPsigner, add signature, date and initial fields for both parties, and send secure signing links by email. You can track opens and signatures, and you receive a signed PDF with an audit trail stored on your WordPress site. E-signatures are generally valid under ESIGN and UETA in the US and eIDAS in the EU when consent, intent and an audit trail exist.

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